What is a Quick Move-In Home?

If you’re on the hunt for a new home, brand-new construction homes come with all sorts of perks: sleek, modern designs, energy efficiency, a warranty to protect you from unexpected mishaps, and more. But you might be worried about how long it could take and want to take full advantage of your new home sooner. If that’s you, you might want to consider quick move-in homes.

Quick Move-In Home: A Definition

Quick move-in homes are newly-built homes that are already in progress and nearly complete, so you can move in faster. Depending on how far along in the building process the home is, you could be in your new home in just a month or two.

Builders may have strategically built these homes to help even out the community's construction schedule, or it could have been a to-be-built home that a buyer backed out of. Either way, as a new home buyer, it's your chance to get your hands on a brand-new home without having to wait for an extended building timeline.

Quick Move-In Homes vs. To-Be-Built Homes

Similarities

• If you're in the market for a new home, you may have noticed that both quick move-in and to-be-built homes share something in common: their layouts. That's right, whether you choose to move in right away or wait a bit for construction, you'll still get to enjoy all the perks of a sleek and modern design. It's the perfect way to ensure that you're investing in something that is both functional and stylish for years to come.

• Both types of homes feature similar materials and appliances.

• Both homes are backed with a warranty for added peace of mind.

Differences

• With a to-be-built home, you have more control over customizable options. A quick move-in home may be less customizable but it offers similar amazing features. Think top-of-the-line finishes and modern details that are guaranteed to wow you.

• With a quick move-in home, not only do you get the convenience of a home that’s ready for you, but you could also snag some extra deals. Builders are eager to sell these homes quickly, so you might be able to save more money than you would with a custom-built home.

• With a quick move-in home, you can get your keys sooner rather than later and start settling in right away. It's the perfect solution for anyone who wants to make the most of their time and get started on their next adventure as soon as possible.

Quick Move-In Home Timelines

As we continue our journey into the world of quick move-in homes, let's take a closer look at one of the most attractive aspects of these properties: their speedy timelines. Delving beyond the basics, we'll unearth the many benefits that come with a quick move-in option, from the convenience factor to the ability to adapt to shifting circumstances. Whether you're a busy professional looking for a hassle-free home-buying experience or a family eager to start making memories in a new space, quick move-in homes offer a unique and exciting opportunity to put down roots in your dream location. So sit back, relax, and prepare to be inspired as we explore the many possibilities of this fast and flexible approach to home ownership.

If you're eager to get settled into your new home ASAP, here's a possible timeline to follow for a speedy purchase. It all starts with your conversation with your real estate agent about your must-haves and deal-breakers. From there, you'll hit the ground running with a whirlwind of home tours and vigorous paper signing. Finally, congratulate yourself on a successful and quick move-in purchase, and start dreaming up ways to make the space your own.

Step 1: Select a Home

As an aspiring homeowner, you're about to embark on a thrilling journey. But before we get to the decorating and designing, we have to find the perfect home to suit your unique style and needs. Choosing the right home is like finding a needle in a haystack, but fear not. With a little patience and some expert guidance, we'll uncover the diamond in the rough that you'll love calling your own.

Step 2: Start the Mortgage Process

The next step is to embark on the exciting journey of starting the mortgage process. Timing is key and can range from a speedy one day to a leisurely seven days, depending on whether or not you have chosen your final mortgage provider.

Step 3: Get Conditional Loan Approval

Getting conditional approval from your mortgage lender is like reaching a halfway point on a hike — you're not at the summit yet, but you've come a long way. This stage means your lender has assessed your application and most likely has all the information they need to give you the thumbs up. The countdown to the final approval can vary depending on how fast you and your team of experts can move mountains of paperwork, but it's usually around two weeks. It's a crucial time, so take a deep breath and get ready to close the deal on your dream home.

Step 4: Get Final Loan Approval

Congratulations on getting conditional approval from the lender. Now, it's time to dot the i's and cross the t's before you can get the final green light. You'll need to gather and submit all the necessary documentation to ensure that you meet all of the lender's requirements. Once that's done, the lender will review everything thoroughly to make sure you're good to go. This process may take a few days, but the end result will be worth the wait.

Step 5: Lock Rate

As your mortgage loan approval process draws to a close, you will enter the thrilling stage of final rate locking and number crunching. This part of the process usually runs smoothly and won't present any delays, unless some issue suddenly pops up. But don't worry, if anything does come up, you’ll typically be able to navigate any hurdles without affecting your timeline.

Step 6: Pre-Closing Orientation

As you wrap up the final details of your new construction home, it's time to roll up your sleeves and get hands-on with the process. You'll walk through the halls of your stunning new abode with an expert construction manager, who will guide you through each and every detail. You'll pore over the paperwork to ensure that everything is exactly as it should be. This exciting stage of the journey is just around the corner, typically starting a few days after your loan's closing.

Step 7: Sign Documents

Step into the world of endless possibilities as you sign your name on the dotted line to make your dreams come true. It's that defining moment where you make things official and secure the loan that will pave the way for a brighter tomorrow. Take a deep breath and let the ink flow as you take one step closer to achieving your goals.

Step 8: Close Home & Get Keys

You're on the verge of owning your own slice of heaven. Before you know it, those keys will be snug in your hand, ready for you to unlock the door to your sparkling new quick move-in home. Get ready to settle in and soak up all the cozy goodness that awaits you inside. It's time to start creating memories and making this house a home.

Conclusion

As a homeowner, you appreciate the value of swift but accurate timelines when it comes to purchasing and moving into a new home. With a quick move-in home, the process is reduced to 30–60 days. However, even with this faster, more predictable process, there are still some factors to consider. Availability of completed homes, the type of loan you are applying for, and paperwork processing times can all influence the final timeline. Rest assured, with some proper planning and foresight, your dream of owning a home can quickly become a reality.

If you're on the hunt for a beautiful new home but don't have time for the hassle of building one from scratch, fear not. At Pulte Homes, we've got you covered with a variety of ready-to-move-in options available across the nation. Say goodbye to the stress of construction and hello to your dream home in no time. View our quick move-in homes for sale to find your next new home at an accelerated timeline.

For more design tips, local attraction guides, and homeowner lifestyle articles, check out the Pulte Homes blog for inspiration.

Contributed by Sarah Looney